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Comment: Advised lien status requirements have a tendency to push of numerous Name I loan providers aside regarding providers. Two commenters wrote many Label We funds reside a third lien status. For this reason, the brand new suggested criteria perform prevent lenders off providing Name I funds, and you may drive the lenders bankrupt.
HUD Response. The requirement is needed to assuring the financial ethics and ongoing viability of the system. Just like the discussed a lot more than, HUD has actually changed the lien status criteria to suit certain designs away from a house funding. HUD believes that the changed requirements hit the suitable balance between the necessity for liberty, and you may ensuring that the applying works during the a sound fiscal trend.
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